Fast cash,
when you need it most.

• Maximum loan amount: $300
• Must provide valid identification and proof of income
• Subject to approval based on affordability assessment

• Loan limits may increase based on repayment history
• Consistent, on-time payments qualify for higher loan amounts

• Loans are short-term and must be repaid on the agreed due date
• Repayment dates are clearly stated before approval

• All interest rates and fees will be disclosed upfront
• No hidden charges

• Full repayment is required on or before the due date
• Early repayment is allowed without penalty

• Submit rollover requests at least 2–3 days before the due date
• Requests submitted on or the day before the due date will not be approved
• Approval is based on repayment history and account status not guaranteed
• Submit early to allow sufficient time for review and avoid denial

• Valid Government-Issued Identification — Passport, Driver's Licence, Voter's ID, or any other accepted government-issued photo identification
• Copy of Your Work Permit (if applicable) — Required if you are an expatriate living and working in the Cayman Islands
• Proof of Income — Your most recent payslip, paystub, or any other verifiable proof of income
• Proof of Address — Your current residential address within the Cayman Islands
• Processing Fee — CI$15.00 (Non-Refundable)
• Fast Processing — Same-day approval and funding for qualified applicants once all required documents have been received and verified

• Late fee of $15 per day is charged beginning on the first day the payment becomes overdue
• Reduced late fee of $10 per day for the first 3 days if you contact us and are granted additional time to repay
• After the third day, the fee reverts to $15 per day
• Late fees continue to accumulate daily until the loan is paid in full

If a loan is past its due date, a late fee of $15 per day is charged beginning on the first day the payment becomes overdue.

For customers who contact us and are granted additional time to repay their loan, a special reduced late fee of $10 per day may be applied for the first three (3) days to help facilitate repayment.

1. Eligibility

• You must be at least 18 years old
• Reside in the Cayman Islands
• Have valid government-issued identification
• Provide verifiable proof of income

2. Loan Terms

• Standard loan term: 14 days
• First-time borrowers: up to CI$300
• Fees: 25% for loans up to $300, 20% for loans above $300
• Non-refundable processing fee: CI$15.00

3. Repayment

• Full repayment (principal + fee) is due on the agreed due date
• On-time repayment builds your credit history with us
• Unlock higher limits and reduced fees with good repayment history

4. Late Fees

• Late fees apply if repayment is not received by the due date
• Contact us before your due date to arrange an extension
• Reduced $10/day rate for the first 3 days when arranged in advance

5. Default & Collection

• Loans not repaid within a reasonable period may be referred to collections
• This may affect your ability to borrow from us in the future
• May be reported to relevant authorities where required

6. Responsible Borrowing

• Payday loans are short-term financial products
• Only borrow what you can repay on time
• Contact us early if you are experiencing financial difficulty